The transition from TARMED to TARDOC, planned for January 1, 2026, represents a major change for all healthcare professionals in Switzerland. Beyond a simple tariff update, this reform can have a direct impact on your practice’s revenue. Anticipating these changes today is essential to secure your profitability, avoid unpleasant surprises, and even identify new growth opportunities.
Why analyze the financial impact of TARDOC now?
TARDOC introduces a more detailed tariff structure, better adapted to medical reality. This implies:
- variations in revenue depending on specialties
- more precise valuation of certain procedures
- and, for some practices, the need to readjust the organization of services.
Without prior evaluation, you risk unexpected financial losses. With thorough preparation, you can instead benefit from the reform.
Step 1: Assess the financial impact of TARDOC for your practice
Here are practical methods to estimate the consequences of the new tariff on your revenue:
1. Procedure-by-procedure analysis
Compare the procedures you frequently perform under TARMED with their version under TARDOC: identify which procedures will be reimbursed at a higher or lower rate.
2. Simulations based on your history
Use your past data (number of consultations, types of procedures, duration) to project three to five scenarios: “pessimistic,” “realistic,” “optimistic.”
3. Identify levers and sensitive points
- Which procedures will generate more revenue under TARDOC?
- Which ones may become less profitable?
- Where can you optimize (consultation duration, procedure types, internal organization)?
Modernize your practice
Step 2: Adapt your services to benefit from TARDOC
Once the financial impacts are analyzed, several concrete levers can be activated to take advantage of TARDOC in your practice:
- Adjust the duration of services: adapt the time spent on certain procedures according to the profitability redefined by TARDOC. Some may be shortened, others may require more time to remain relevant.
- Rethink your procedure mix: emphasize the services better valued under TARDOC, reduce those that are less valued, and consider abandoning practices that become disadvantaged.
- Train your teams: ensure a thorough understanding of the new tariff codes to avoid billing or coding errors, which could lead to significant financial losses.
When should you seek external expertise?
Depending on the size of your practice, if you handle a high patient volume and/or combine multiple specialties, it may be useful to:
- Work with accountants or consultants specialized in healthcare who understand the complexities of medical tariffs
- Exchange with practitioners who participated in the pilot phases of the reform to benefit from their practical experience.
Financial mistakes to avoid with TARDOC 2026
To avoid running into difficulties after the introduction of TARDOC, here’s what you must avoid:
- Delaying the update of your tools or the training of your team: this causes delays, billing errors, and potential losses.
- Proceeding without realistic financial simulations: underestimating reduced remuneration for certain procedures can be costly.
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Use our revenue calculator to find out how much additional revenue OneDoc can bring you.
The transition to TARDOC is an opportunity if you prepare properly. With good analysis of your procedures, revenue simulations, and adapted organization, you can not only limit potential losses but also improve your practice’s profitability starting in 2026.
